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Global Health Economics and
            Sustainability
                                                                  Sustainability of Rwanda’s UHC: 2011–2021 and vision 2050


            guide decision-making. The “minimum 1% specific tax for   the achievement of this study’s objectives and have
            UHC and HRV 2050” is a reform with minimal limitations;   validated the initial hypotheses. They proposed strategic
            however, limited information for decision-makers remains   solutions to address the five key challenges from our
            a challenge.                                       previous study (Nyandekwe et al., 2020), which presented
                                                               the CBHI system and other unmet health programs and
            4.8. Lessons learned                               services.
            The lessons learned from this study include:         Through innovative methods, social capital, and human
            (i)   A country’s health-care standard is influenced more   capital, Rwanda’s HRV 2050 for health care – once considered
                 by the organization of its health-care system and   utopian – has been realized ahead of schedule, achieving a
                 political will than by its GDP per capita or health   modernized UHC model 10 years before the 2050 milestone,
                 expenditure
            (ii)   Rwanda’s experience serves as an inspiration for   despite economic constraints. This study recommends
                                                               adopting Scenarios II and IV for long-term institutional
                 other low- and middle-income countries pursuing
                 UHC, with equity at its core                  and financial sustainability. Successful implementation will
            (iii)  While Rwanda’s homegrown strategies, especially   require strong governance, political will, and a commitment
                 the multi-sectoral national solidarity funding   to equity at the heart of UHC. Other African nations are
                 mechanism, were effective, they may not be easily   encouraged to draw inspiration from Rwanda’s UHC model.
                 replicated elsewhere                          5.1. Recommendations
            (iv)   A  transitional  equitable  cost-recovery  system  is
                 necessary to encourage proactive prepayments to   A summary of the recommendations is as follows:
                 mutual health organizations or CBHI           a)  To the GOR and the Ministry of Finance and Economic
            (v)   Decision-makers should be aware that the 1%     Planning:
                 specific tax for CBHI and Ghana’s 2.5% National   (i)  Grant CBHI full administrative and financial
                 Health Insurance contribution represent symbolic     autonomy
                 grants due to limited national resources         (ii)  Leverage the expertise of current CBHI staff
            (vi)   Abolishing co-payments and promoting proactive   (iii) Advocate for the adoption of Strategy A: a cost-
                 visits to primary health care is a right that offers   neutral, efficiency-driven reform model that
                 long-term financial and social benefits to CBHI      remains commendable even without additional
                 members and their relatives. This approach relieves   financial inputs (input-based).
                 employees from the burden of costly health care   (iv)  Advocate for the adoption of the 1% UHC–HRV
                 and co-payments, as highlighted by Nyandekwe         2050 tax as the foundation of Strategy B: A cost-
                 et al. (2020).                                       conscious, target-based reform model supporting
                                                                      innovation and long-term HRV 2050 objectives.
            5. Conclusion
                                                               b)  To the MoH:
            While Rwanda faces significant challenges in achieving its   (i)  Implement the FASP PPM and regular tariff
            HRV 2050 health-care targets, with strategic investments   updates
            in CBHI, utilization of internal resources, and drawing   (ii)  Ensure data access and transparency for CBHI
            inspiration from countries such as Thailand, which offers   managers and planners
            near-free health-care services, it can meet or exceed UMIC   (iii) Strengthen  clinical capacities,  especially in
            and HIC standards. It is confident that the introduction of   district and provincial hospitals, and improve
            the “minimum 1% specific tax for UHC and HRV 2050”        on-the-job training programs through proximity
            and other enabling factors will allow Rwanda to leverage   and outreach coaching.
            these resources to achieve HRV 2050 by 2040/2041,   c)  To the RSSB and CBHI:
            surpassing expectations and overcoming emerging UHC   (i)  Remove the confusing budget line of “13% MOH
            challenges.                                               budget” from the CBHI budget
              The revised target for 2040/2041 aligns more realistically   (ii)  Implement Scenario II and adopt DRG pricing
            with Rwanda’s current economic growth and health system   with regular tariff updates
            projections. This study’s findings, including cost-control   (iii) Integrate financial innovations and optimal
            strategies, provide a solid foundation for addressing health   practices from Scenario III
            sector priorities  and global UHC  challenges.  Rwanda’s   (iv)  Monitor health posts and provincial hospitals to
            model could serve as a guide for other low- and middle-   ensure quality care at the provincial hospital level
            income countries. In addition, the results have confirmed   and reduce fraud at the health-post level.


            Volume 3 Issue 3 (2025)                        269                       https://doi.org/10.36922/ghes.5842
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