Page 112 - IJPS-11-2
P. 112
International Journal of
Population Studies Do female-headed households have poorer finances?
Available from: https://poverty-action.org/sites/default/ Cupples, S., Rasure, E., & Grable, J. (2013). Educational
files/publications/ipa%20financial%20health%20-%20 achievement as a mediator between gender and financial
full%20report%20final.pdf [Last accessed on 2024 Oct 31]. risk tolerance: An exploratory study. Ewha Journal of Social
Sciences, 29(1):151-179.
Bucher-Koenen, T., Lusardi, A., Alessie, R., & Van Rooij, M.
(2017). How financially literate are women? An overview https://doi.org/10.16935/ejss.2013.29.004
and new insights. The Journal of Consumer Affairs, Cutts, D.B., Meyers, A.F., Black, M.M., Casey, P.H., Chilton, M.,
51(2):255-283. Cook, J.T., et al. (2011). US housing insecurity and the
https://doi.org/10.1111/joca.12121 health of very young children. American Journal of Public
Health, 101(8):1508-1514.
Cavalluzzo, K.S., Cavalluzzo, L.C., & Wolken, J.D. (2002).
Competition, small business financing, and discrimination: https://doi.org/10.2105/AJPH.2011.300139
Evidence from a new survey. The Journal of Business, Despard, M.R., Friedline, T., & Martin-West, S. (2020). Why
75(4):641-679. do households lack emergency savings? The role of
https://doi.org/10.1086/341638 financial capability. Journal of Family and Economic Issues,
41(3):542-557.
Center for Financial Services Innovation. (2015). Understanding
and Improving Consumer Financial Health in America. CFSI https://doi.org/10.1007/s10834-020-09679-8
Consumer Financial Health Study. Available from: https:// Diane, O., Jennifer E.B., Joelle S.L., & Nari R. (2016). Shortchanged
assetfunders.org/wp-content/uploads/cfsi_consumer_ in Retirement: Continuing Challenges to Women’s Financial
financial_health_0415.pdf [Last accessed on 2024 Oct 31]. Future. National Institute on Retirement Security. Available
Chang, M.L. (2010). Shortchanged: Why Women have Less from: https://www.nirsonline.org/reports/shortchanged-
Wealth and What Can be Done about It. United Kingdom: in-retirement-continuing-challenges-to-womens-financial-
Oxford Academic. future [Last accessed on 2024 Oct 31].
https://doi.org/10.1093/acprof:oso/9780195367690.001.0001 Dickler, J. (2023). This is what Women Must do to Overcome
the Retirement Savings Shortfall, Says a Financial Pro.
Charness, G., & Gneezy, U. (2012). Strong evidence for gender CNBC. Available from: https://www.cnbc.com/2022/06/22/
differences in risk taking. Journal of Economic Behavior & heres-how-women-can-overcome-the-retirement-savings-
Organization, 83(1):50-58. shortfall.html [Last accessed on 2024 Oct 31].
https://doi.org/10.1016/j.jebo.2011.06.007 Durmaz, N., Bodur, N., Dudu, S., Bozkuş, S.C., & Elveren, A.Y.
Chen, Y.C., & Sun, S. (2023). Gender differences in the relationship (2023). Gender differences in risk aversion: Evidence
between financial capability and health in later life: Evidence from private pension system in Türkiye. Women’s Studies
from Hong Kong. Innovation in Aging, 7(1):igad072. International Forum, 101:102843.
https://doi.org/10.1093/geroni/igad072 https://doi.org/10.1016/j.wsif.2023.102843
Chou, E.Y., Parmar, B.L., & Galinsky, A.D. (2016). Economic Fernandes, D., Lynch, J.G. Jr., & Netemeyer, R.G. (2014). Financial
insecurity increases physical pain. Psychological Science, literacy, financial education, and downstream financial
27(4):443-454. behaviors. Management Science, 60(8):1861-1883.
https://doi.org/10.1177/0956797615625640 https://doi.org/10.1287/mnsc.2013.1849
Consumer Financial Protection Bureau (CFPB). (2017). Fisher, P.J., & Yao, R. (2017). Gender differences in financial risk
Measuring Financial Well-being: A Guide to Using the CFPB tolerance. Journal of Economic Psychology, 61:191-202.
Financial Well-Being Scale. Consumer Financial Protection https://doi.org/10.1016/j.joep.2017.03.006
Bureau. Available from: https://www.consumerfinance.gov/
data-research/research-reports/financial-well-being-scale Fonseca, R., Mullen, K.J., Zamarro, G., & Zissimopoulos, J.
[Last accessed on 2024 Oct 31]. (2012). What explains the gender gap in financial literacy?
The role of household decision making. Journal of Consumer
Cornwall, A.C., Byrne, K.A., & Worthy, D.A. (2018). Gender Affairs, 46(1):90-106.
differences in preference for reward frequency versus
reward magnitude in decision-making under uncertainty. https://doi.org/10.1111/j.1745-6606.2011.01221.x
Personality and Individual Differences, 135:40-44. Frydman, C., & Camerer, C.F. (2023). The psychology and
neuroscience of financial decision making. Annual Review
https://doi.org/10.1016/j.paid.2018.06.031
of Economics, 15:383-409.
Croson, R., & Gneezy, U. (2009). Gender differences in Govindapuram, S., Bhupatiraju, S., & Sirohi, R.A. (2022).
preferences. Journal of Economic Literature, 47(2):448-474.
Determinants of women’s financial inclusion: Evidence from
https://doi.org/10.1257/jel.47.2.448 India. Asia-Pacific Economic Review, 94(1):131-158.
Volume 11 Issue 2 (2025) 106 https://doi.org/10.36922/ijps.4403

