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Global Health Economics and
            Sustainability
                                                                  Sustainability of Rwanda’s UHC: 2011–2021 and vision 2050


                 sovereignty, are proposed to show that the HRV   restructuring of CBHI and the health-care system into
                 2050 goals are attainable rather than aspirational.  a unified Community and Health-care Financing Plan
                                                               (CHFP) – harmonizing risk pooling between the demand
            1.5. Objectives                                    side (CBHI) and the supply side (health-care providers) –

            1.5.1. General objective                           necessitates their joint oversight.
            The objectives of this study are to address the persistent   2.1.2. Study time frame
            financial deficit of Rwanda’s UHC model and to
            modernize it by promoting resilience and ensuring long-  The  survey  for  primary  data  collection  was  conducted
            term institutional and financial sustainability while also   from June to July 2014, focusing on FYs 2011/2012 and
            contributing to the effective implementation of HRV 2050.  2012/2013.  From  2013/2014  to  2023/2024,  longitudinal
                                                               tracking and secondary data collection were carried out.
            1.5.2. Specific objectives
                                                               2.1.3. Study design
            The specific objectives of this study include:
            (i)   To assess the financial sustainability of CBHI from   The study design was mainly quantitative, cross-sectional
                 2010/2011 to 2020/2021 and derive the lessons   (June – July 2014), analytical, documentary, comparative,
                 learned                                       longitudinal  (2011/2012  –  2020/2021),  prospective,  and
            (ii)   To identify gaps and deficiencies during UHC   modeling (from 2021/2022 to 2040/2041).
                 implementation and propose solutions          2.2. Sampling framework
            (iii)  To evaluate the necessary reforms and alternative
                 financing mechanisms required to modernize    A stratified simple random sampling technique was applied
                 Rwanda’s UHC model, ensuring its long-term    using the 2014 database from the “Cellule Technique d’Appui
                 financial sustainability and sovereignty      aux Mutuelles de Santé/CTAMS.” The national pooling risk
            (iv)   To design a long-term financial sustainability plan   (100%) was automatically selected at the central/national
                 for HRV 2050 (2021/2022 – 2040/2041), based on   level. Since there is no CBHI structure at the provincial
                 the lessons learned from the CBHI system and the   level, a first simple random sampling was conducted at the
                 completion of HRV 2020                        intermediate district level.
            (v)   To highlight the study’s contribution to economic   2.2.1. Sample size and selection criteria
                 gains, social health benefits, and overall impacts.
                                                               The inclusion and exclusion criteria for enrolment in the
            2. Materials and methods                           survey required that the CBHI schemes have coverage and
            The methods used in this study were built upon those   operational status for at least 2 years. A total of 30 CBHI/
            from the previous study (Nyandekwe et al., 2020), with the   Mutuelles districts were grouped into five sets, with six
            current focus primarily on quantitative aspects.   districts in each set, numbered sequentially from one to
                                                               30. Fifteen districts (50%) were selected for inclusion in the
            2.1. Study setting                                 survey by randomly choosing three districts from each set,
                                                               corresponding to the first, third, and sixth positions within
            2.1.1. Study area                                  each stratum.
            This  study was conducted across  Rwanda, including   A  second  simple  random  sampling  was  conducted
            Kigali City, and all four provinces: Southern, Northern,   using the 2011/2012 CBHI coverage status to select
            Eastern, and Western Provinces. Initially, the research   60 CBHI sections (13.33%) from a total of 450 CBHI
            focused on 481 CBHI structures, consisting of 450 mutual   sections located in rural or peripheral areas. This selection
            sections in rural areas, 30 district “Mutuelles”/CBHI at the   corresponds to four CBHI sections per district. To choose
            intermediate level, and the national risk pooling system in   the four CBHI sections from each district, the first, last,
            2014. Upon completion of the study, the number of CBHI   and two sections located at the median position of all listed
            structures has increased to 558, with 527 mutual sections,   CBHI sections (based on the 2011/2012 CBHI coverage
            30 districts “Mutuelles,” and the national risk pooling   status) were selected. This process resulted in a total of 60
            system, which is managed by the Rwanda Social Security   CBHI sections across 15 districts, all of which were initially
            Board (RSSB) headquarters.                         eligible for enrolment in the survey. After data cleaning,
              In the near future, the implementation of the HRV 2050   one CBHI district and nine CBHI sections were excluded
            plan will enhance mutual accountability and transparency   due  to incomplete  questionnaires  for  one  or  both FYs
            between the two interconnected systems. Indeed, the   2011/2012 and 2012/2013.


            Volume 3 Issue 3 (2025)                        250                       https://doi.org/10.36922/ghes.5842
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