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Global Health Economics and
            Sustainability
                                                                          NHIS: Acceptability and preferred benefit package


              The preferred benefit package was scored from 5 points   Ethical approval for this study was obtained from
            representing the “most preferred” to 1 point denoting the   the ethics committee of the University of Port Harcourt
            “least preferred” in descending order. The mean score   Teaching Hospital (UPTH) (UPTH/ADM/90/S.II/VOL.
            and standard deviation were then presented in a table.   XI/654). Permission was also obtained from the office of the
            Furthermore, the cost implication of each package was   head of the service and the heads of the various ministries.
            explained: the more coverage and services provided, the   Informed consent was obtained from the respondents.
            higher the premium payment required. Type  I benefit
            package is the most expensive followed by Type IV, Type V,   3. Results
            and Type  III, while Type  II is the least expensive. The   3.1. Sociodemographic characteristics
            premium from the least to the most expensive was found to   Table 1 shows that the mean age of the respondents was
            vary by approximately 15%. It is also assumed that out-of-  40.60 (±7.33). Most of the respondents were in the age
            pocket costs will reduce with the increase in the premium
            paid.                                              Table 1. Sociodemographic characteristics of respondents
              Section D questions on the ownership of certain   (n=351)
            household items and assets, similar to what was done   Variables                        Proportion
            in  the  Nigeria  Demographic  and  Health  Survey.  This                                 n (%)
            set of questions was used to classify respondents into
            socioeconomic classes (The Federal Republic of Nigeria,   Age group
            Nigeria Demographic and Health Survey 2018 National   21 – 30                            26 (7.4)
            Population Commission Abuja, Nigeria, 2019). The assets   31 – 40                        156 (43.9)
            and household items included source of drinking water;   41 – 50                         134 (38.2)
            type of toilet facility; ownership of items such as radio,   >50                         57 (10.5)
            air-conditioner, television, refrigerator, power  generator,   Total                     351 (100)
            electric fan, motorcycle, bicycle, car, and others; and   Mean (SD)                     40.60 (±7.33)
            ownership of a private residence and land.
                                                               Sex
            2.5. Data collection and statistical analysis       Male                                 208 (59.3)
            An interviewer-administered questionnaire with closed   Female                           143 (40.7)
            and open-ended questions through an android mobile   Total                               351 (100)
            device using the Open Data Kit (ODK) was used. Data were   Marital status
            collected over a 4-week duration by research assistants in   Single                      99 (28.2)
            October 2018. Afterward, the data were downloaded   Married                              251 (71.5)
            from ODK to Excel and then cleaned and analyzed using   Widowed                          1 (0.3)
            Statistical Product and Service Solution (SPSS) version 23.
                                                                Divorced                             0 (0)
              Data on sociodemographic variables are expressed   Separated                           0 (0)
            as frequencies and percentages. Socioeconomic status   Cohabits                          0 (0)
            was determined using principal component analysis   Total                                351 (100)
            (PCA) through SPSS. PCA allows the serial conversion of
            ownership variables into socioeconomic status. PCA on   Education level
            SPSS was also used to generate Eigenvector weights for   Primary                         4 (1.1)
            each item of asset. The first component of the PCA was used   Secondary                  55 (15.7)
            to derive weight to form an assets-based socioeconomic   Tertiary                        292 (83.2)
            index, which was used to categorize the respondents into   None                          0 (0)
            five socioeconomic quintiles (q1 – q5): The poorest, poor,   Total                       351 (100)
            middle, rich, and the richest quintile. The lowest class is   Religion
            the poorest while the highest class is the richest class. The   Christianity             351 (100)
            measure of inequality was the ratio of the mean of the
            poorest socioeconomic group over that of the richest. The   Islam                        0 (0)
            relationship between acceptability and preferred benefit   Traditional                   0 (0)
            package of the NHIS and social class was determined using   Total                        351 (100)
            the Chi-square test with p-value set at ≤ 0.05.    Abbreviation: SD: Standard deviation.


            Volume 2 Issue 4 (2024)                         4                        https://doi.org/10.36922/ghes.2909
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