Page 85 - GHES-2-4

Global Health Economics and
Sustainability
NHIS: Acceptability and preferred benefit package

Table 4. Acceptability and perceived benefits of NHIS by various socioeconomic classes
Variables Total (%) Poorest Poor Middle Rich Richest χ (p‑value)
2
Potential for financial risk protection 72 (100) 23 (31.9) 17 (23.6) 19 (26.4) 10 (13.9) 3 (4.2) 81.10 (0.000)*
Potential to improve level of access by households to affordable healthcare 72 (100) 20 (27.8) 20 (27.8) 19 (26.4) 10 (13.9) 3 (4.2) 90.94 (0.000)*
Potential to improve household health consumption patterns 79 (100) 22 (27.8) 22 (27.8) 19 (24.1) 13 (16.5) 3 (3.8) 86.46 (0.000)*
Potential to improve the quality of health services 80 (100) 23 (28.8) 22 (27.5) 21 (26.3) 11 (13.8) 3 (3.8) 86.48 (0.000)*
Potential to ensure constant availability of drugs 77 (100) 22 (28.9) 22 (28.9) 19 (24.7) 11 (14.3) 1 (3.9) 84.47 (0.000)*
Acceptability rating of NHIS as strategy for payment 223 (100) 60 (26.9) 62 (27.8) 50 (22.4) 38 (17.0) 13 (5.8) 98.16 (0.000)*
2
2
*Statistically significant (p<0.05); χ =Chi-square. Notes: Except for χ (p-value), the corresponding data for every socioeconomic class is expressed as
count (percentage).
Abbreviation: NHIS: National Health Insurance Scheme.
Table 5. Perceptions of respondents on the benefit packages rolled out by NHIS (n=351)
Variables Proportion Mean score SD
n (%)
Package covering all services
Least preferable 1 (0.3) 4.18 0.92
Less preferable 3 (0.9)
Medium preferable 106 (30.2)
More preferable 63 (17.9)
Most preferable 178 (50.7)
Total 351 (100)
Package covering only treatment of basic diseases
Least preferable 125 (35.6) 1.83 0.73
Less preferable 164 (46.7)
Medium preferable 60 (17.1)
More preferable 1 (0.3)
Most preferable 1 (0.3)
Total 351 (100)
Package covering only outpatient services
Least preferable 142 (40.5) 1.72 0.69
Less preferable 168 (47.9)
Medium preferable 39 (11.1)
More preferable 1 (0.3)
Most preferable 1 (0.3)
Total 351 (100)
Package covering only inpatient services
Least preferable 147 (41.9) 1.67 0.66
Less preferable 177 (50.4)
Medium preferable 25 (7.1)
More preferable 0 (0)
Most preferable 2 (0.6)
Total 351 (100)
Package covering only emergency services
Least preferable 164 (46.7) 1.57 0.58
Less preferable 174 (49.6)
Medium preferable 12 (3.4)
More preferable 1 (0.3)
Most preferable 0 (0)
Total 351 (100)
Abbreviation: NHIS: National Health Insurance Scheme.

Volume 2 Issue 4 (2024) 7 https://doi.org/10.36922/ghes.2909