Page 113 - IJPS-11-4
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International Journal of
            Population Studies                                                    Intergenerational transfers in Malaysia




            Table 4. (Continued)
            Variables                                              Given to (%)                          χ 2
                                                None       Children only    Parents only    Both
             Retired                             68.8          27.4            1.3           2.5
             Homemakers                          64.6          30.7            1.9           2.8
            Monthly income                                                                             456.511 c
             <RM 1,000                           63.1          32.4            1.5           3.0
             RM 1,001 – RM 1,999                 44.0          48.1            2.0           5.9
             RM 2,000 – RM 2,999                 42.6          44.3            2.7          10.4
             RM 3,000 and above                  28.7          47.7            5.3          18.2
            Health status                                                                              140.853 c
             Good                                46.1          42.9            3.0           8.0
             Moderate                            57.7          36.3            1.4           4.6
             Poor                                67.6          29.1            1.0           2.3
            Received government financial assistance                                                   30.990 c
             No                                  53.1          37.9            2.5           6.5
             Yes                                 52.9          43.3            0.4           3.5
            Taking care of grandchildren                                                                2.124
             No                                  52.8          39.0            2.2           5.9
             Yes                                 54.0          37.4            1.8           6.8
            Helping with household chores                                                               6.879 a
             No                                  52.9          39.2            2.2           5.7
             Yes                                 53.6          36.9            1.9           7.7
            Note:  p<0.10,  p<0.05,  p<0.01.
                           c
                a
                      b
              Indian and Others respondents provided 16.6% more   children also decreases as health deteriorates, although
            financial transfers to their children than Malay. However,   it is not statistically significant. Surprisingly, our findings
            other ethnic groups, Chinese and Bumiputera (Sabah and   revealed respondents with moderate or poor health
            Sarawak) are not statistically significant in the analysis.   received less financial support from their children,
            Meanwhile, Chinese, Indian, and Others respondents   compared to respondents in good health.
            were found to receive 63.2% and 25.3%, respectively, more   Respondents with more than seven children gave the
            financial transfers from their children.
                                                               highest,  at  27.7%  more  financial  transfers  compared  to
              The amount given to children was also found to be   respondents who had between one to three children.
            increasing with the level of education of the respondents.   Similarly, in the opposite direction, the amount of financial
            Against those with no schooling experience, respondents   transfers received from children increased with the number
            with tertiary education provided the highest financial   of children.
            transfers to their children (91.4%). However, respondents   Respondents earning higher income were observed to
            with a lower level of education received fewer financial   provide more financial support amount to their children.
            transfers amount from their children. Those with no   Respondents with an income of more than RM 3,000 gave
            schooling experience received 58.5% lesser financial   the highest financial transfers to their children (85.8%).
            support from their children, compared to respondents   However, it is observed that respondents earning low
            with a tertiary education.                         income tend to receive lower financial support from their
              Expectedly, respondents who were working gave 11.7%   children compared to respondents with higher income.
            more financial transfers amount to their children. On   Respondents who earned less than RM 1,000 received
            the contrary, those who have retired or as homemakers   22.4% lesser financial transfers from their children.
            received 26.8%  and 42.4%,  respectively,  more  financial   Respondents who received financial assistance from the
            transfers from their children compared to working   government were found to receive lesser financial support
            respondents.  The  amount  of  financial  transfers  given  to   from their children.


            Volume 11 Issue 4 (2025)                       107                        https://doi.org/10.36922/ijps.1326
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